ABOUT THE TEAM
The credit department at Revolut designs, develops and launches credit products across multiple countries.
As we do this from scratch we have complete responsibility for each product: developing the backend, the front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions.
The team is made up of a mix of risk management, product, design and software professionals, providing lots of opportunity to share knowledge and learnings across functions.
ABOUT THE ROLE
Revolut is looking for someone with credit risk management/ credit underwriting experience (personal loans, credit cards, revolving credit, overdrafts) and understanding of the retail credit landscape in Lithuania. This person will be responsible for managing credit risk in Lithuania. You will lead and own design, development and monitoring of risk management and collection strategies for new and existing credit products. You will sit in the first line of defence which is overseen by second line.
WHAT YOU’LL NEED
Understand what credit products are relevant in the Lithuania, specifically where the customer demand is and where the supply gaps are
Credit risk modelling and credit risk management experience
Ability to build and maintain relationships with credit bureau and debt recovery service providers
Ability to formulate underwriting, quality assurance, collection and forbearance procedures specific to the Lithuania
Some knowledge of local credit specific regulations
A LITTLE ABOUT US
We believe that there are better ways for people to control their money. Easier, fairer ways.
Revolut started in 2015 with card transactions abroad without rubbish exchange rates or hidden fees. We've since added business accounts, vaults, insurance and even access to cryptocurrency exposure.
We reached 5 million customers in June 2019 and we're adding another million every quarter.
WHAT WE ARE LOOKING FOR
From employee 1 to employee 1000, you will be slotting into a global team that shares a number of traits.
You can work autonomously and take ownership. We thrive with the space and responsibility to solve problems.
You operate best without lots of bureaucracy. We don’t hide behind fancy job titles or clunky processes ‘because that’s how things are done’.
You approach work in a logical way. We are not afraid to make mistakes but we use data and logic to backup decisions and improve understanding.
And you share our mission to improve people’s relationship with their money.
• Competitive salary
• Excellent training and guidance from our team
• Roll with a free Revolut Metal subscription